(USA-DE-Wilmington) Senior Credit Risk Analyst Job
**Qualifications & Responsibilities** As the Senior Credit Risk Analyst you will be responsible for 1-5 portfolios. You will analyze retail credit trends and scoring information with the purpose of evaluating and controlling credit risk. Completes ad hoc requests as needed. * Creates and analyzes reporting necessary to understand changes in portfolio risk mix and/or trends in customer behavior. * Provides analysis on assigned Risk projects, such as the evaluation of new account cut-offs and credit limit strategies * Completes various analyses to determine causes and cures for delinquency. * Completes ad hoc requests as needed. * Handles internal notification, research, and resolution of client or internal issues. * Interacts with Client Sales Managers and Operations Managers Qualifications: * Ability to analyze data, draw conclusions, and make recommendations * Ability to identify and resolve problems * Ability to communicate in both written and verbal form * Displays great attention to detail and adherence to quality standards * Proficient in MS Office * Ability to work on multiple projects simultaneously * Ability to meet established deadlines * Ability to interact with all levels of management and various individuals across the company * Knowledge of Credit Card business * Knowledge of P&L; calculations Minimum Qualifications: Education: Bachelor’s Degree in Finance, Statistics, Accounting, Business and/or equivalent knowledge or experience. Experience: 2-5 years experience in gathering and/or analyzing financial data. Advanced MS Excel skills Desirable: Experience using SAS and/or SQL programming languages, experience using MicroStrategy, as well as experience with Alliance Data Systems **Qualifications** **Retail Pay Statement** Alliance Data offers a competitive salary, a comprehensive selection of benefit options including 401(k). **Retail Conditions of Employment** All job offers are contingent upon successful completion of credit and background checks. **Retail Services** Let''s face it; it''s a brand loyal world we''re living in, which is why Alliance Data Retail Services offers integrated private label and co-brand credit card programs enhanced by integrated marketing services. We manage over 90 credit programs for America''s most recognized retailers, helping them sell more and improve customer loyalty. **About Alliance Data** Alliance Data® (NYSE: ADS) and its combined businesses is North America’s largest and most comprehensive provider of transaction-based, data-driven marketing and loyalty solutions serving large, consumer-based industries. The Company creates and deploys customized solutions, enhancing the critical customer marketing experience; the result is measurably changing consumer behavior while driving business growth and profitability for some of today’s most recognizable brands. Alliance Data helps its clients create and increase customer loyalty through solutions that engage millions of customers each day across multiple touch points using traditional, digital, mobile and other emerging technologies. Headquartered in Dallas, Alliance Data and its three businesses employ approximately 11,000 associates at more than 70 locations worldwide. Alliance Data consists of three businesses: Alliance Data Retail Services, a leading provider of marketing-driven credit solutions; Epsilon®, a leading provider of multichannel, data-driven technologies and marketing services; and LoyaltyOne®, which owns and operates the AIR MILES® Reward Program, Canada’s premier coalition loyalty program. For more information about the company, visit our web site, www.alliancedata.com, or follow us on Twitter via @AllianceData. **Location:** Wilmington, DE, US **Job:**Accounting-Finance **Organization:**Alliance Data - Retail **Schedule:**Regular **Job Type:**Full-time **Job Posting:**2014-03-06 **Req ID:** 0061159
(USA-DE-Wilmington) Senior Credit Risk Analyst Job
(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job from Jobs http://ift.tt/1fUsyPB
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**Qualifications & Responsibilities** As the Senior Credit Risk Analyst you will be responsible for 1-5 portfolios. You will analyze retail credit trends and scoring information with the purpose of evaluating and controlling credit risk. Completes ad hoc requests as needed. * Creates and analyzes reporting necessary to understand changes in portfolio risk mix and/or trends in customer behavior. * Provides analysis on assigned Risk projects, such as the evaluation of new account cut-offs and credit limit strategies * Completes various analyses to determine causes and cures for delinquency. * Completes ad hoc requests as needed. * Handles internal notification, research, and resolution of client or internal issues. * Interacts with Client Sales Managers and Operations Managers Qualifications: * Ability to analyze data, draw conclusions, and make recommendations * Ability to identify and resolve problems * Ability to communicate in both written and verbal form * Displays great attention to detail and adherence to quality standards * Proficient in MS Office * Ability to work on multiple projects simultaneously * Ability to meet established deadlines * Ability to interact with all levels of management and various individuals across the company * Knowledge of Credit Card business * Knowledge of P&L; calculations Minimum Qualifications: Education: Bachelor’s Degree in Finance, Statistics, Accounting, Business and/or equivalent knowledge or experience. Experience: 2-5 years experience in gathering and/or analyzing financial data. Advanced MS Excel skills Desirable: Experience using SAS and/or SQL programming languages, experience using MicroStrategy, as well as experience with Alliance Data Systems **Qualifications** **Retail Pay Statement** Alliance Data offers a competitive salary, a comprehensive selection of benefit options including 401(k). **Retail Conditions of Employment** All job offers are contingent upon successful completion of credit and background checks. **Retail Services** Let''s face it; it''s a brand loyal world we''re living in, which is why Alliance Data Retail Services offers integrated private label and co-brand credit card programs enhanced by integrated marketing services. We manage over 90 credit programs for America''s most recognized retailers, helping them sell more and improve customer loyalty. **About Alliance Data** Alliance Data® (NYSE: ADS) and its combined businesses is North America’s largest and most comprehensive provider of transaction-based, data-driven marketing and loyalty solutions serving large, consumer-based industries. The Company creates and deploys customized solutions, enhancing the critical customer marketing experience; the result is measurably changing consumer behavior while driving business growth and profitability for some of today’s most recognizable brands. Alliance Data helps its clients create and increase customer loyalty through solutions that engage millions of customers each day across multiple touch points using traditional, digital, mobile and other emerging technologies. Headquartered in Dallas, Alliance Data and its three businesses employ approximately 11,000 associates at more than 70 locations worldwide. Alliance Data consists of three businesses: Alliance Data Retail Services, a leading provider of marketing-driven credit solutions; Epsilon®, a leading provider of multichannel, data-driven technologies and marketing services; and LoyaltyOne®, which owns and operates the AIR MILES® Reward Program, Canada’s premier coalition loyalty program. For more information about the company, visit our web site, www.alliancedata.com, or follow us on Twitter via @AllianceData. **Location:** Wilmington, DE, US **Job:**Accounting-Finance **Organization:**Alliance Data - Retail **Schedule:**Regular **Job Type:**Full-time **Job Posting:**2014-03-06 **Req ID:** 0061159
(USA-DE-Wilmington) Senior Credit Risk Analyst Job
(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job,(USA-DE-Wilmington) Senior Credit Risk Analyst Job from Jobs http://ift.tt/1fUsyPB
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